Thoughts From a Mortgage Man...
Each day comes with lessons attached. Some are about life, money, family, God, etc... Here are a few deep thoughts (ok, not really deep) from a mortgage man (What is a mortgage man? A loan officer. :))
Tuesday, March 26, 2013
Are We Making Progress?
Thursday, March 15, 2012
Lessons from New York City

• Focused & On Purpose – Immediately upon walking outside of Penn Station, I picked up on this character trait among the locals. Whether you are looking at the masses on the sidewalks walking or even the taxi cab drivers, you will soon find that everyone has a plan and completely focused on getting from point A to point B. They really don’t allow anyone to distract them from getting to their destination. I was thinking about this… if I am driving my car, I will often slow down in town and especially where people may be walking (I don’t see stopping this habit since I live in VA and it is probably a good habit to have). In NYC the cab driver sees a green light and doesn’t ever hesitate. If it is green the driver is going quickly through the light and you should know better than trying to interrupt him by walking or running across. I need more focused and purposeful living and even more efficiency. Each day, week, month and year should be given the attention to live in such a manner.
• Tough & Persistent – Everyone who was above the age of 5 in 2001 will always remember the day America was attacked and the twin towers fell. It is a memory forever sketched in my mind. In my first visit to the city, I witnessed the construction of the new Freedom Towers. They are quite remarkable. Not only are they incredible architectural structures… they are going to be taller than the first ones. What a statement!!! Yes, I need more toughness in my life. When I get knocked down, not only do I need to get up again and keep fighting… but let’s make it even better this time around.
• Dressed for success – Need not say a whole lot about this one… just noticed that the business people in NYC look the part. They appear to be successful. First impressions only happen one time. Make it a good one!
• Fun – There is a time to be focused, purposeful and tough; but don’t forget we don’t have a dress rehearsal for life. This is it. Enjoy living! Sounds simple but I do allow too many things to stress me instead of having faith in my Creator and simply letting go and resting in Him. When I rest in Him, life is always going to be more fun.
Monday, February 20, 2012
Two Necessary Ingredients in Sales Success
As for two necessary ingredients in Sales Success, these two items originate back from Jesus and His disciples. In the book of Luke, chapter 9 and the first 9 verses - you can read how Jesus instructs his disciples. Let's translate these verses over to the business world... A sales manager calls his team together to discuss their new marketing plan and what the strategy is going to be to take it to consumers. The wise manager gives only two points of action before sending out his team. These two points could revoltionize any sales person's career if followed.
Here's the first... HAVE FAITH. Sounds too simple doesn't it? Have faith in what you are selling. Have faith in your provider. Have faith in your ability. Before we run out and purchase all the latest gadgets, sales tools, software, etc... we need to simply have faith that we already have what is necessary to be successful. What do I mean? Before all of the other shiny things we can purchase that promise our success, we are given the ability to be disciplined in hard work and have a positive mental attitude. Ensure that these are working properly before rushing to other things that possibly can enhance your sales career. Jesus tells his disciples in these verses to leave everything behind - "take nothing for your journey, no staff, nor bag, nor bread, nor money". He is simply saying all that is needed for our journey we already have. Have faith that you are doing what you are called to do and then do it wholeheartedly.
Secondly... The wise manager knows that his team will be met with objections. His advice? When a town does not receive you, when you leave that town shake off the dust from your feet against them. In other words... KEEP GOING AND DON'T GIVE UP. Being told "no" is a common term that successfull sales people hear. Being struck out is a common event in a hall of fame baseball homerun hitter too. You don't dwell in your misery. You shake it off and move on.
After sharing these two strategies the wise manager closed the sales meeting, dismissed his staff and they proceeded to change the world. If you and I adhere to his advice, we can change our world too.
Saturday, January 14, 2012
My 2 Cents on Tebow Mania
I am writing this about 7 hours before Tebow takes the field against the team most people think will end up in the Super Bowl... against the man that most people would rank one of the top 2 quarterbacks in the NFL... against the coach that many, including myself, think may be the most brilliant football coach ever. He and the Broncos are definitely the underdogs.Everyone it seems is going crazy about Tim Tebow; but not quite everyone. You find people on both sides either cheering him or arguing that he is not worthy to be playing the quarterback position in the NFL. I have my own thoughts about him and why I am pulling for him. So, if happen to care what I think about this guy, here goes...
Yes, I have definitely gotten aboard the Tim Tebow bandwagon. I will stay on it until they play the Redskins and then I will abruptly abandon it - that certainly will not be happening this year so no immediate worries. Here's what I like about him and reasons I have for chanting "Tebow, Tebow" during a game:
- His character & work ethic - Say what you want about his ability but no one can say anything negative about his character or work ethic. The picture I chose to put on this post is one that I will always remember when watching him play at Florida. He is not a quitter. He wasn't in college and he isn't in the NFL.
- His ability to focus - Can you imagine how difficult it may be to head to your job and all that you hear from everyone is that you're not very good and you will never make it? He is like a skilled NASCAR driver racing through the smokescreen objections and proving everyone that he can play... not only play but be a winner. He very well may lose tonight but ask any Bronco fan about 12 weeks ago if they really thought their team would still be playing in the middle of January. Very few, if any, would have answered with a confident "Yes!"
- His boldness to talk about Christ - Without a doubt I know that Tebow is not the only Christian playing in the NFL. One of the moments that I most enjoy when going to an NFL game is what happens at the end. At the end of games you will see athletes from both teams, guys who were enemies moments before, gather at mid-field in unity to pray. That is encouraging. There are many Christian players in the NFL. I admire all of them, not just Tebow. Why is he different? He's different because of his position - quarterback. The QB is the leader of any team. As a leader, people tend to at least want to listen to what the leader has to say. He is not ashamed of Jesus and gives Him thanks for all that happens. So does God really care about football? Let me ask you - do you think God really cares about you and your job? I definitely believe God does care. Do I pray that God blesses me and my business? YES! I would be a fool not to ask for His help. Why would anyone expect Tebow to not ask for the help of His Creator? Why would anyone be shocked when he gives God thanks after every score?
- He's an underdog. I would be fibbing if I said I don't pull for the underdog at often times. Hey, I am a Redskin fan. I have to!
Tim Tebow has an opportunity, due to his position in the NFL, to share with others what has changed his life. He has an opportunity that God has given him to share with many, many people - more people than most of us could ever reach. For this reason, more than any other, I chant "Tebow, Tebow, Tebow!" I thank God for providing a role model that young kids can look up to that loves God, loves people, doesn't abuse women, doesn't do drugs and is a warrior.
Go Tebow and Hail to the Redskins!
Sunday, January 8, 2012
Watercolor Ponies Riding Away
This Wednesday is it... a day that Trish and I knew was coming - our daughter is moving out and heading to Liberty. I am so proud of her and happy for her that she is entering an exciting chapter in her life; yet, the reality of what is happening just hit me like an atomic bomb. The thoughts swirling in my head... first and foremost, was I a good dad to her? I am trying to justify that I was; although the initial thoughts are of what more I could have done. Such as...
- Stopped at her bedroom door more often and prayed for her.
- Knocked on her door and just said "I love you." I know I am guilty of sometimes talking to my kids when I feel they need instruction more often than just talking to them.
- Gone on more dates. I think I remember most of the ones we went on. She deserved more.
I guess it just hit how much I take the time with my family for granted. You can't go backwards on time but you can make adjustments going forward. It would be so much easier to have made these adjustments with her in my home though.
I love her more than words can say. I pray my actions for her have spoken my love. When Trish and I were at Liberty, a popular Christian singer, Wayne Watson, came and performed a concert. His most well-known song talks about what I am experiencing. If you have kids, take a few minutes and click on the title to this blog and listen... the lyrics are below.
Whitney Sweat - I LOVE YOU!!!
Lyrics to Watercolor Ponies :There are watercolour ponies / On my refrigerater door / And the shape of somethingI don't really recognize / Drawn by careful little fingers / And put proudly on display / A reminder to us allOf how time flies / Seems an endless mound of laundry / And a stairway laced with toys / Gives a blow by blowReminder of the war / That we fight for their well-beingFor their greater understanding / To impart a holy reverance For the Lord / But, baby, what will we do / When it comes back to me and you? / They look a little less Like little boys every day / Oh, the pleasure of watching The children growing / Is mixed with a bitter cup / Of knowing the watercolour ponies / Will one day ride away / And the vision can get so narrow / As you view through your tiny world / And little victories can go by / With no applause / But in the greater evaluation / As they fly from your nest of love / May they mount up with wings / As eagles for His cause
Tuesday, November 22, 2011
What Do My Actions Speak?
Sunday, November 13, 2011
Love That We Can't Understand...
Wednesday, October 26, 2011
Why God?! I Can't Understand!
Sunday, October 23, 2011
Last Day of Childhood And Excited to Be a Year Older


Sunday, July 10, 2011
That Isn't My Child Is It?
If you are a parent, you have most likely experienced a moment where you ask yourself the question, "That isn't my child, is it?". Or you may look to your spouse and tell him/her, "You need to do something with your child". The question can be asked in a positive or negative way and I have asked it using both regarding my kids. Thursday, June 16, 2011
Is This Reality?
I know in churches, denominations can be formed because of this. Some denominations will create their own set of rules and others will only abide by the laws in the Bible that they are able to keep.
I really think that recognizing Truth is not that complicated. It is what it is. What keeps us as humans from accepting truth all of the time? Our pride is probably the biggest reason but I am sure there are others.
In the Christian faith, truth is very simple. We are ALL sinners which means we all have issues. Acknowledging that is the first step to coming in to a relationship with Christ. The second step is getting help... in Christianity it is going to the ONLY Source Who can give help. The first step is always the hardest I think because we first have to get over ourselves and that is usually a big hurdle to jump.
I pray that the end result of the weirdness we are experiencing will result in all of us seeing truth and seeking help which will create a bond of unity. May I be the first to see it and seek help.
Tuesday, June 14, 2011
A "DAD" Ringer
- DAD Ringer - Loving God passionately and having a deep desire to be in a close relationship with Him. He served men in the local jail by showing up two times a week for over 25 years and sharing Jesus. I recall many nights where our family spent time reading the Bible and in prayer together. He is definitely not just a Sunday Christian.
- DAD Ringer - Loving my mom faithfully for close to 60 years before her death of cancer a few years ago. I have never known another man who was as much of a servant to his wife. He saw himself as her help-mate, not there to be served by her. Never demeaning her. Doors always opened for her. He took pleasure in serving her until the day she crossed into Heaven.
- DAD Ringer - Loving 4 kids unconditionally. I have three sisters, so loving us four unconditionally... yeah, that was work. :-) I was close to perfect of course.
- DAD Ringer - Loves his country. He served his country in the Army during the Korean War.
- DAD Ringer - Loves being industrious and detailed. I recall my dad having a work ethic second to none. He worked hard and was detailed making sure his work was always the best he could do.
He was and still serves as a role model, example and hero to me. I don't appreciate all the times he has whipped me in horseshoes with his dead ringers; however, in life, I truly appreciate all of his "DAD" ringers.
I love you Dad!
